What is a Certified Divorce Financial Analyst®?
A Certified Divorce Financial Analyst (CDFA®) is an individual with specialized training skilled in analyzing and providing expertise related to the financial issues of divorce. Using a CDFA professional can reduce the amount of apprehension, anxiety and misunderstanding about the divorce process. Our training makes us the ideal partner to help you make the right decisions about your future and structure your settlement with full confidence in your financial future.
We work with clients in two ways: Working with couples in a transparent and cooperative manner to find a solution that both parties can agree upon. Or, in a more adversarial situation, working with one spouse and advocating their case.
Identifying the short-term and long-term effects of dividing property.
Integrating tax issues.
Analyzing pension and retirement plans.
Determining if the client can afford the matrimonial home – and if not, what might be an affordable alternative.
Evaluating stock options and executive compensation.
Establishing assumptions for projecting inflation and rates of return.
Suggesting creative settlement options that result in a win/win for both parties.
How does Creative Divorce Solutions differ from other Financial Professionals?
Most financial planners excel in their chosen field, but they have little to no training specifically related to the financial issues of a divorce and helping clients assess the long term ramifications of decisions during this critical period. Not trained in the financial intricacies of divorce, financial planners typically are unable to provide complicated backwards looking analysis such as tracing and lifestyle analysis. We aim to combine the skills of both traditional financial planning as well as expertise related to the financial issues of divorce.